<html><head><style type='text/css'>body { font-family: 'Arial'; font-size: 10pt; color: #000000}</style></head><body><P>The fee we are charged is only $5 in most cases we can collect it. Most of the time, the people contact us before we find out that it's been returned.</P>
<P><BR>----- Original Message -----<BR>From: "Barry Holland" <blhollandcpa@yahoo.com><BR>To: "Church Treasurer-Finance Listserv" <lcfinance@listserv.nccumc.org><BR>Sent: Saturday, July 26, 2008 11:22:18 AM (GMT-0500) America/New_York<BR>Subject: [LCFinance] bank fees from donors' NSF checks<BR><BR></P>
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<DIV>What, if anything, do you typically do in response to congregation members whose offering checks are returned for insufficient funds? What if they are "repeat offenders?"</DIV>
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<DIV>Do you try to pass on the bank service charges to them? (They're probably already getting socked by their own bank.)</DIV>
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<DIV>Do you send them a letter of any type -- if so, what does it say?</DIV>
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<DIV>I'm trying to set a standard policy / procedure for our church finance team, and I'm not sure where to fall within the spectrum between All-Forgiving Church (don't make anyone feel bad, and just eat all the bank fees) and Hard-Core Business Church (losing money due to donor irresponsibility is bad stewardship).</DIV>
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<DIV>Thanks in advance for your input!<BR> </DIV>
<DIV><FONT face=arial color=#407f00><EM><STRONG>Barry L. Holland, CPA</STRONG></EM></FONT></DIV>
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