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<DIV><FONT face=Arial size=2>Barry,</FONT></DIV>
<DIV><FONT face=Arial size=2>We have never had this problem but I would also ask
the bank about dropping the charges.</FONT></DIV>
<DIV><FONT face=Arial size=2></FONT> </DIV>
<DIV><FONT face=Arial size=2>Milton Smith</FONT></DIV>
<DIV><FONT face=Arial size=2>Brooksdale UMC</FONT></DIV>
<DIV><FONT face=Arial size=2>Roxboro, NC</FONT></DIV>
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<DIV style="FONT: 10pt arial">----- Original Message ----- </DIV>
<DIV
style="BACKGROUND: #e4e4e4; FONT: 10pt arial; font-color: black"><B>From:</B>
<A title=blhollandcpa@yahoo.com href="mailto:blhollandcpa@yahoo.com">Barry
Holland</A> </DIV>
<DIV style="FONT: 10pt arial"><B>To:</B> <A
title=lcfinance@listserv.nccumc.org
href="mailto:lcfinance@listserv.nccumc.org">Church Treasurer-Finance
Listserv</A> </DIV>
<DIV style="FONT: 10pt arial"><B>Sent:</B> Saturday, July 26, 2008 11:22
AM</DIV>
<DIV style="FONT: 10pt arial"><B>Subject:</B> [LCFinance] bank fees from
donors' NSF checks</DIV>
<DIV><BR></DIV>
<DIV style="FONT-SIZE: 12pt; FONT-FAMILY: arial, helvetica, sans-serif">
<DIV></DIV>
<DIV>What, if anything, do you typically do in response to congregation
members whose offering checks are returned for insufficient
funds? What if they are "repeat offenders?"</DIV>
<DIV> </DIV>
<DIV>Do you try to pass on the bank service charges to them? (They're
probably already getting socked by their own bank.)</DIV>
<DIV> </DIV>
<DIV>Do you send them a letter of any type -- if so, what does it say?</DIV>
<DIV> </DIV>
<DIV>I'm trying to set a standard policy / procedure for our church finance
team, and I'm not sure where to fall within the
spectrum between All-Forgiving Church (don't make anyone feel
bad, and just eat all the bank fees) and Hard-Core Business
Church (losing money due to donor irresponsibility is bad
stewardship).</DIV>
<DIV> </DIV>
<DIV>Thanks in advance for your input!<BR> </DIV>
<DIV><FONT face=arial color=#407f00><EM><STRONG>Barry L. Holland,
CPA</STRONG></EM></FONT></DIV>
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