<html><head><style type="text/css"><!-- DIV {margin:0px;} --></style></head><body><div style="font-family:arial, helvetica, sans-serif;font-size:12pt"><DIV></DIV>
<DIV>What, if anything, do you typically do in response to congregation members whose offering checks are returned for insufficient funds? What if they are "repeat offenders?"</DIV>
<DIV> </DIV>
<DIV>Do you try to pass on the bank service charges to them? (They're probably already getting socked by their own bank.)</DIV>
<DIV> </DIV>
<DIV>Do you send them a letter of any type -- if so, what does it say?</DIV>
<DIV> </DIV>
<DIV>I'm trying to set a standard policy / procedure for our church finance team, and I'm not sure where to fall within the spectrum between All-Forgiving Church (don't make anyone feel bad, and just eat all the bank fees) and Hard-Core Business Church (losing money due to donor irresponsibility is bad stewardship).</DIV>
<DIV> </DIV>
<DIV>Thanks in advance for your input!<BR> </DIV>
<DIV><FONT face=arial color=#407f00><EM><STRONG>Barry L. Holland, CPA</STRONG></EM></FONT></DIV>
<DIV></DIV></div></body><br />--
<br />This message has been scanned for viruses and
<br />dangerous content by
<a href="http://www.mailscanner.info/"><b>MailScanner</b></a>, and is
<br />believed to be clean.
</html>