[LCFinance] bank fees from donors' NSF checks

[theodora shaw]

Hi Barry,
I'm new, so I've only seen 2-3 instances and all were paid when the incident was brought to their attention;on occasion by their own banks. Most, if not all places that accept checks have visible notices regarding their  establishments fee on returned checks. So we all know it's an unacceptable practice.  A NSF check is a form of theft (in this case, from the Church treasury) and I feel it should be collected.  And if need be, maybe the offender might benefit from a softy spoken word.
 
Theodora R. Shaw
John Wesley UMC
Fayetteville, NC
 
 
On Sat, 7/26/08, wmsmith1 at embarqmail.com <wmsmith1 at embarqmail.com> wrote:

From: wmsmith1 at embarqmail.com <wmsmith1 at embarqmail.com>
Subject: Re: [LCFinance] bank fees from donors' NSF checks
To: "Local Church Finance Committee and Treasurers" <lcfinance at listserv.nccumc.org>
Date: Saturday, July 26, 2008, 6:09 PM



#yiv866741277 DIV {
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Barry,
We have never had this problem but I would also ask the bank about dropping the charges.
 
Milton Smith
Brooksdale UMC
Roxboro, NC

----- Original Message ----- 
From: Barry Holland 
To: Church Treasurer-Finance Listserv 
Sent: Saturday, July 26, 2008 11:22 AM
Subject: [LCFinance] bank fees from donors' NSF checks




What, if anything, do you typically do in response to congregation members whose offering checks are returned for insufficient funds?  What if they are "repeat offenders?"
 
Do you try to pass on the bank service charges to them?  (They're probably already getting socked by their own bank.)
 
Do you send them a letter of any type -- if so, what does it say?
 
I'm trying to set a standard policy / procedure for our church finance team, and I'm not sure where to fall within the spectrum between All-Forgiving Church (don't make anyone feel bad, and just eat all the bank fees) and Hard-Core Business Church (losing money due to donor irresponsibility is bad stewardship).
 
Thanks in advance for your input!
 
Barry L. Holland, CPA

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