[LCFinance] bank fees from donors' NSF checks

[wmsmith1 at embarqmail.com]

Barry,
We have never had this problem but I would also ask the bank about dropping the charges.

Milton Smith
Brooksdale UMC
Roxboro, NC
  ----- Original Message ----- 
  From: Barry Holland 
  To: Church Treasurer-Finance Listserv 
  Sent: Saturday, July 26, 2008 11:22 AM
  Subject: [LCFinance] bank fees from donors' NSF checks


  What, if anything, do you typically do in response to congregation members whose offering checks are returned for insufficient funds?  What if they are "repeat offenders?"

  Do you try to pass on the bank service charges to them?  (They're probably already getting socked by their own bank.)

  Do you send them a letter of any type -- if so, what does it say?

  I'm trying to set a standard policy / procedure for our church finance team, and I'm not sure where to fall within the spectrum between All-Forgiving Church (don't make anyone feel bad, and just eat all the bank fees) and Hard-Core Business Church (losing money due to donor irresponsibility is bad stewardship).

  Thanks in advance for your input!
   
  Barry L. Holland, CPA

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